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Student Loan Interest Deduction

Calculate how much of your student loan interest you can deduct. Capped at $2,500, phased out at higher incomes.

Inputs

Results

Interest paid
Capped amount ($2,500)
Phaseout factor
Deductible amount
2025 phaseout: single/HoH $85,000–$100,000 MAGI; MFJ $170,000–$200,000 MAGI. Deduction unavailable if MFS.