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When Do Your RMDs Begin?

SECURE 2.0 raised the RMD age — depending on when you were born, your first RMD year is different. Enter your date of birth to find out.

Inputs

Results

First RMD year
RMD begins at age
Required Beginning Date (RBD)
Current age
SECURE 2.0 rules: Born before 1951 — RMDs started at 72 (or earlier). Born 1951-1959 — RMD age is 73. Born 1960 or later — RMD age is 75. First RMD can be deferred until April 1 of the year following the year you reach RMD age.