When Do Your RMDs Begin?
SECURE 2.0 raised the RMD age — depending on when you were born, your first RMD year is different. Enter your date of birth to find out.
Inputs
Results
First RMD year
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RMD begins at age
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Required Beginning Date (RBD)
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Current age
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SECURE 2.0 rules: Born before 1951 — RMDs started at 72 (or earlier). Born 1951-1959 — RMD age is 73. Born 1960 or later — RMD age is 75. First RMD can be deferred until April 1 of the year following the year you reach RMD age.