Current Year RMD

Calculate this year's Required Minimum Distribution using the IRS Uniform Lifetime Table (2022+).

Account balance on Dec 31 of prior year ($)

Your age this year

This year's RMD

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Life expectancy factor

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Monthly equivalent

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Withdrawal percentage

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RMDs begin at age 73 (SECURE 2.0), age 75 for those born in 1960 or later. Missing an RMD triggers a 25% excise tax (10% if corrected quickly).