Retirement Shortfall Calculator

See whether your current savings trajectory will meet your retirement income goal — and how much more you'd need to contribute.

Target annual income in retirement ($)

Current balance ($)

Current monthly contribution ($)

Annual return (%)

Years until retirement

Years in retirement

Post-retirement return (%)

Annual shortfall

—

Additional monthly needed

—

Projected nest egg

—

Required nest egg

—

Projected annual income

—

Calculations assume consistent returns and contributions. Market volatility, tax effects, and Social Security are not modeled here.