Loan Prequalification

How much loan can you afford? Enter a budget-based payment or an income-based DTI limit — we pick the lower qualifying amount.

Max monthly payment budget ($)

Monthly gross income ($)

DTI limit (%)

Annual interest rate (%)

Term (months)

Max loan you qualify for

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Qualifying monthly payment

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Max DTI-allowed payment

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Constraint that applies

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Real lenders also consider credit score, existing debts, employment, and collateral value. This is a planning tool, not a loan offer.