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Individual 401(k) (Solo 401k)

Maximum contribution for a self-employed individual 401(k) in 2025.

Inputs

Results

SE tax deduction
Employee elective deferral
Employer profit share (25%)
Total contribution (max)
Tax savings
2025 limits: $23,500 employee / +$7,500 catch-up if 50+ / $70,000 total ($77,500 w/ catch-up).