HSA vs. 401(k) vs. Taxable

HSA vs. 401(k) vs. Taxable Savings

See which account offers the best after-tax retirement value for long-term savings. HSA wins if withdrawals are for qualified medical expenses.

Annual contribution ($)

Annual return (%)

Years

Current marginal tax rate (%)

Retirement tax rate (%)

% of withdrawals for qualified medical

After-tax HSA value

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After-tax 401(k) value

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After-tax Taxable value

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Best option

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