HSA Contribution Limit

2025 IRS limits: $4,300 self-only, $8,550 family, plus a $1,000 catch-up at age 55+. Pro-rated for partial-year coverage.

Coverage type

Age at year end

Months of HDHP coverage (1-12)

Your annual limit

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Full-year base limit

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Catch-up (55+)

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Monthly contribution

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